When you plan in advance, you are making choices now based on your wishes as to how your final arrangements will be carried out. Accordingly, you can reduce family concerns at the time of your death.
At your convenience, we can meet to discuss your options and your preferences. When you make arrangements in advance, you will want to consider your site of choice, the service, and the type of permanent memorial. By making some or all of these decisions now, you give your family peace of mind, and also benefit financially.
There are many advantages when you take care of your final arrangements in advance. The most obvious benefit is financial, but there are a number of personal benefits too. When you make arrangements in advance you have a better opportunity to make informed choices. If you decide to prepay, you guarantee today's prices, and can take advantage of affordable payment plans. We can provide additional professional advice on pre-planning and prepaying.
When you pre-plan, you do not need to pay for everything in advance. Your estate can pay for the services at the rates being charged when your funeral is held. When your plan is complete, the funeral director will keep it on file until it is needed. However, if you pre-pay at the time you make your pre-arrangements, you can lock in at current prices. We offer several affordable payment and investment options. We will be happy to discuss these options with you and help you make a decision that best suits your needs.
Where does the money go that I pre-pay into a plan?
Typically, 100% of the money you pre-pay will be used for your interment. Once we receive pre-plan money from you, we will deposit all of it into a Funeral Insurance policy where it cannot be released to us until after the funeral you have chosen has been provided for you.
What if the cost of the services/products I pre-pay is greatly increased at the time of my death?
Once you pre-pay for a site, the terms both parties agree to are permanently in effect. For other types of services, the cemetery cannot guarantee that the fund of money established by the purchaser will be sufficient to purchase those services. However, the interest earned by a fully funded account should offset any reasonable price increase.
What if the cemetery is no longer in business at the time of my death?
Because your money is held in a certified trust governed by state law, it will always be there for you, even if the cemetery were to be purchased or go out of business.